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Marine Pleasure Craft - Overview

Product Code

  • 3040 - Marine Pleasure Craft

Product Description

From Premia: "Marine Pleasure Craft"

Product Class: 32 (Marine)

Available Coverages

Based on actual Premia configuration (PGIM_PROD_APPL_COVER), the following coverages are available for this product:

Main Coverages

304001 - Hull - Physical damage coverage for the vessel - Used in 105 out of 83 policies

304004 - Third Party Liablity - Third party liability coverage - Used in 108 out of 83 policies (most common)

Optional Coverages

304002 - Boat Trailer - Coverage for boat trailer - Used in 51 out of 83 policies

304003 - Personal Effects - Personal belongings on vessel - Used in 53 out of 83 policies

Loading/Discount Codes

2001 - Loading - Premium loading adjustment - Used in 47 policies total

1001 - General Discount - General discount code - Used in 15 policies total

1002 - Fixed Discount - Fixed discount code - Used in 12 policies total

Coverage Configuration

All coverages are OPTIONAL - None are configured as mandatory in the Premia product setup.

Next Steps

Premia Field Mappings

Policy Level

Table: PGIT_POLICY
- POL_PROD_CODE: '3040'
- POL_SI_LC_1: Sum Insured
- POL_PREM_LC_1: Premium Amount
- POL_FM_DT: Policy From Date
- POL_TO_DT: Policy To Date

Coverage Level

Table: PGIT_POL_RISK_COVER
- PRC_CODE: Coverage code (304001, 304004, etc.)
- PRC_DESC: Coverage description
- PRC_SI_LC_1: Coverage sum insured
- PRC_PREM_LC_1: Coverage premium

Product Configuration

Table: PGIM_PROD_APPL_COVER
- PCVR_PROD_CODE: '3040'
- PCVR_CVR_CODE: Coverage code
- PCVR_DESC: Coverage description
- PCVR_MAND_YN: Mandatory flag (all are 'N' for this product)
- PCVR_BASIC_YN: Basic coverage flag

Note: This documentation is based on actual data extracted from Premia UAT database. Business rules, underwriting criteria, and rating structures not documented here should be confirmed with underwriting team or extracted from additional Premia configuration tables.